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Badanpur village in North Bengal is popularly known as 'Mrader Gram'. The strange village has the only crematorium in the entire region, where people from all the surrounding villages come to be cremated.Divyadarshini Sen, a bright young woman in her mid-thirties, is an officer of the State Bank. At a tragic juncture in his life, when he was busy with the thought of ending himself, he had to become the manager of Badanpur Bank. Not getting a house to stay anywhere in the village, he stayed in a house near the crematorium.of India Where it is a luxury to have two full meals, standing there, he has to face strong obstacles at every level of rural banking. One's own political knowledge, hands-on banking experience means loss there, rush and unknown emotions.All strange experiences have to be faced. He has to come in close proximity to various castes and tribes. The tribal women give him new life lessons. He meets all the wonderful characters in his life. Whether it's the rugged old man who left behind everything in East Bengal or the crematorium dome, they teach Divyadarshini to think anew.Divyadarshini's day begins amidst the musty smell of the crematorium. His ego, his pride, his ego melts into dust while living with the crematorium. Love, hate, jealousy, lies, deception, deceit, gradually start to appear in the eyes of the clairvoyant. Gradually he realizes that all is unimportant, the eternal truth is hidden in consciousness. in the passageAwake. The verses of the Upanishads that his great scholar father used to recite, the commentaries of Shankaracharya that he used to explain, the simple words of the village people as if a dom of hobby with that modern banker formed a strange indifferent relationship, which could not be put into any known equation.Broadly speaking, this novel highlights the disorganization of India's rural banking system. By calculating the balance sheet of rural banking. Parallel to this is another balance sheet, which dispassionately calculates human wants, vices, virtues, and spiritual crises. It is difficult to understand which is debit, which is credit, which is asset, which is actually liability, in this amazing novel of countless characters. Awakened, the calm mind moves beyond the state of sushupti to the state of turiya.